Median home value in zip code 52032 (Bernard, IA) is $279,470, up 5.8% year over year. Part of the Dubuque, IA metropolitan area.

Home Value$279,470

YoY Change

+5.8%

Prices rising — worse for buyers.

Affordability

Enter your income for 52032 (Bernard).

Income (annual)

Down Payment

$55,894 on $279,470

Example: $75,000 household income. Change it above to see your own.

Stretch30.9% of income

Above 28% but manageable with cuts.

PITI$1,929

P/I30.9%

Afford$254K

Gap-$26K

P&I $1,413Tax $366Ins $150

6.50% 30yr, 20% down, county tax + IA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

52032 is part of the Dubuque, IA metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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