Median home value in zip code 52245 (Iowa City, IA) is $316,183, up 4.7% year over year. Part of the Iowa City, IA metropolitan area.

Home Value$316,183

YoY Change

+4.7%

Prices rising — worse for buyers.

Affordability

Enter your income for 52245 (Iowa City).

Income (annual)

Down Payment

$63,237 on $316,183

Example: $75,000 household income. Change it above to see your own.

Stretch34.6% of income

Above 28% but manageable with cuts.

PITI$2,162

P/I34.6%

Afford$256K

Gap-$60K

P&I $1,599Tax $414Ins $150

6.50% 30yr, 20% down, county tax + IA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

52245 is part of the Iowa City, IA metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Iowa City, IA analysis

Want deeper metro-level analysis?Stress scores, crash risk, 12-month forecasts, and early warning signals for 195 US metros.

Try Free

Weekly briefing

Every Monday — score changes, top movers, and what shifted. Free.