Median home value in zip code 52354 (Watkins, IA) is $429,179, up 7.8% year over year. Part of the Cedar Rapids, IA metropolitan area.

Home Value$429,179

YoY Change

+7.8%

Prices rising — worse for buyers.

Affordability

Enter your income for 52354 (Watkins).

Income (annual)

Down Payment

$85,836 on $429,179

Example: $75,000 household income. Change it above to see your own.

Out of reach46.1% of income

Need $123,514/yr to afford.

PITI$2,882

P/I46.1%

Afford$261K

Gap-$169K

P&I $2,170Tax $562Ins $150

6.50% 30yr, 20% down, county tax + IA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

52354 is part of the Cedar Rapids, IA metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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