Median home value in zip code 52530 (Agency, IA) is $179,372, up 8.5% year over year. Part of the Ottumwa, IA metropolitan area.

Home Value$179,372

YoY Change

+8.5%

Prices rising — worse for buyers.

Affordability

Enter your income for 52530 (Agency).

Income (annual)

Down Payment

$35,874 on $179,372

Example: $75,000 household income. Change it above to see your own.

Affordable20.7% of income

Under the 28% guideline.

PITI$1,292

P/I20.7%

Afford$243K

Room+$64K

P&I $907Tax $235Ins $150

6.50% 30yr, 20% down, county tax + IA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

52530 is part of the Ottumwa, IA metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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