Median home value in zip code 53098 (Watertown, WI) is $321,102, up 8.0% year over year. Part of the Beaver Dam, WI metropolitan area.

Home Value$321,102

YoY Change

+8.0%

Prices rising — worse for buyers.

Affordability

Enter your income for 53098 (Watertown).

Income (annual)

Down Payment

$64,220 on $321,102

Example: $75,000 household income. Change it above to see your own.

Stretch35.5% of income

Above 28% but manageable with cuts.

PITI$2,219

P/I35.5%

Afford$253K

Gap-$68K

P&I $1,624Tax $495Ins $100

6.50% 30yr, 20% down, county tax + WI ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

53098 is part of the Beaver Dam, WI metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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