Median home value in zip code 53185 (Waterford, WI) is $434,467, up 4.7% year over year. Part of the Racine, WI metropolitan area.

Home Value$434,467

YoY Change

+4.7%

Prices rising — worse for buyers.

Affordability

Enter your income for 53185 (Waterford).

Income (annual)

Down Payment

$86,893 on $434,467

Example: $75,000 household income. Change it above to see your own.

Out of reach47.5% of income

Need $127,157/yr to afford.

PITI$2,967

P/I47.5%

Afford$256K

Gap-$178K

P&I $2,197Tax $670Ins $100

6.50% 30yr, 20% down, county tax + WI ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

53185 is part of the Racine, WI metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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