Median home value in zip code 53185 (Waterford, WI) is $434K, up 4.7% year over year. Part of the Racine, WI metropolitan area.

Full stress scores, AI analysis, and 12-month forecast: Racine, WI metro →

Home Value$434,467

YoY Change

+4.7%

AFFORDABILITY

Enter your income for 53185 (Waterford).

Income (annual)

Down Payment

$86,893 on $434,467

Out of reach — 47.5% of income

Need $127,157/yr to afford.

PITI$2,967

P/I47.5%

Afford$256K

Gap-$178K

P&I $2,197Tax $670Ins $100

6.50% 30yr, 20% down, county tax + WI ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

53185 is part of the Racine, WI metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Racine, WI analysis

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