Median home value in zip code 54004 (Clayton, WI) is $266,129, up 3.5% year over year.

Home Value$266,129

YoY Change

+3.5%

Prices rising — worse for buyers.

Affordability

Enter your income for 54004 (Clayton).

Income (annual)

Down Payment

$53,226 on $266,129

Example: $75,000 household income. Change it above to see your own.

Stretch29.7% of income

Above 28% but manageable with cuts.

PITI$1,856

P/I29.7%

Afford$251K

Gap-$15K

P&I $1,346Tax $410Ins $100

6.50% 30yr, 20% down, county tax + WI ins. 28% per HUD.

Want deeper metro-level analysis?Stress scores, crash risk, 12-month forecasts, and early warning signals for 195 US metros.

Weekly briefing

Every Monday — score changes, top movers, and what shifted. Free.