Median home value in zip code 54005 (Clear Lake, WI) is $288K, up 8.0% year over year. Part of the Minneapolis-St. Paul-Bloomington, MN-WI metropolitan area.

Full stress scores, AI analysis, and 12-month forecast: Minneapolis-St. Paul-Bloomington, MN-WI metro →

Home Value$287,799

YoY Change

+8.0%

AFFORDABILITY

Enter your income for 54005 (Clear Lake).

Income (annual)

Down Payment

$57,560 on $287,799

Stretch — 29.4% of income

Above 28% but manageable with cuts.

PITI$1,838

P/I29.4%

Afford$274K

Gap-$14K

P&I $1,455Tax $283Ins $100

6.50% 30yr, 20% down, county tax + WI ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

54005 is part of the Minneapolis-St. Paul-Bloomington, MN-WI metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Minneapolis-St. Paul-Bloomington, MN-WI analysis

Want deeper metro-level analysis?Stress scores, crash risk, 12-month forecasts, and early warning signals for 195 US metros.

Try Free