Zip Code

54656

Sparta, WI

Median home value in zip code 54656 (Sparta, WI) is $268K, up 6.7% year over year.

Home Value$268,422
YoY Change
+6.7%
AFFORDABILITY

Enter your income for 54656 (Sparta).

$53,684 on $268,422
Stretch — 29.9% of income

Above 28% but manageable with cuts.

PITI$1,871
P/I29.9%
Afford$251K
Gap-$17K
P&I $1,357Tax $414Ins $100
6.50% 30yr, 20% down, county tax + WI ins. 28% per HUD.
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Want deeper metro-level analysis?Stress scores, crash risk, 12-month forecasts, and early warning signals for 195 US metros.
Try Free
54656 (Sparta, WI) Housing Market | CrashWatch