Median home value in zip code 54723 (Bay City, WI) is $299,014, up 5.0% year over year. Part of the Minneapolis-St. Paul-Bloomington, MN-WI metropolitan area.

Home Value$299,014

YoY Change

+5.0%

Prices rising — worse for buyers.

Affordability

Enter your income for 54723 (Bay City).

Income (annual)

Down Payment

$59,803 on $299,014

Example: $75,000 household income. Change it above to see your own.

Stretch30.5% of income

Above 28% but manageable with cuts.

PITI$1,906

P/I30.5%

Afford$275K

Gap-$24K

P&I $1,512Tax $294Ins $100

6.50% 30yr, 20% down, county tax + WI ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

54723 is part of the Minneapolis-St. Paul-Bloomington, MN-WI metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Minneapolis-St. Paul-Bloomington, MN-WI analysis

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