Zip Code

54723

Bay City, WIMinneapolis-St. Paul-Bloomington, MN-WI

Median home value in zip code 54723 (Bay City, WI) is $299K, up 5.0% year over year. Part of the Minneapolis-St. Paul-Bloomington, MN-WI metropolitan area.

Full stress scores, AI analysis, and 12-month forecast: Minneapolis-St. Paul-Bloomington, MN-WI metro →

Home Value$299,014
YoY Change
+5.0%
AFFORDABILITY

Enter your income for 54723 (Bay City).

$59,803 on $299,014
Stretch — 30.5% of income

Above 28% but manageable with cuts.

PITI$1,906
P/I30.5%
Afford$275K
Gap-$24K
P&I $1,512Tax $294Ins $100
6.50% 30yr, 20% down, county tax + WI ins. 28% per HUD.
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Metro Analysis

54723 is part of the Minneapolis-St. Paul-Bloomington, MN-WI metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Minneapolis-St. Paul-Bloomington, MN-WI analysis
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54723 (Bay City, WI) Housing Market | CrashWatch