Zip Code

54848

Ladysmith, WI

Median home value in zip code 54848 (Ladysmith, WI) is $179K, up 9.6% year over year.

Home Value$179,252
YoY Change
+9.6%
AFFORDABILITY

Enter your income for 54848 (Ladysmith).

$35,850 on $179,252
Affordable — 20.5% of income

Under the 28% guideline.

PITI$1,283
P/I20.5%
Afford$244K
Room+$65K
P&I $906Tax $276Ins $100
6.50% 30yr, 20% down, county tax + WI ins. 28% per HUD.
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Want deeper metro-level analysis?Stress scores, crash risk, 12-month forecasts, and early warning signals for 195 US metros.
Try Free