Median home value in zip code 54849 (Lake Nebagamon, WI) is $334,967, up 5.3% year over year. Part of the Duluth, MN-WI metropolitan area.

Home Value$334,967

YoY Change

+5.3%

Prices rising — worse for buyers.

Affordability

Enter your income for 54849 (Lake Nebagamon).

Income (annual)

Down Payment

$66,993 on $334,967

Example: $75,000 household income. Change it above to see your own.

Out of reach37% of income

Need $99,000/yr to afford.

PITI$2,310

P/I37%

Afford$254K

Gap-$81K

P&I $1,694Tax $516Ins $100

6.50% 30yr, 20% down, county tax + WI ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

54849 is part of the Duluth, MN-WI metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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