Median home value in zip code 55038 (Hugo, MN) is $446,313, up 1.1% year over year. Part of the Minneapolis-St. Paul-Bloomington, MN-WI metropolitan area.

Home Value$446,313

YoY Change

+1.1%

Prices rising — worse for buyers.

Affordability

Enter your income for 55038 (Hugo).

Income (annual)

Down Payment

$89,263 on $446,313

Example: $75,000 household income. Change it above to see your own.

Out of reach45.5% of income

Need $121,971/yr to afford.

PITI$2,846

P/I45.5%

Afford$274K

Gap-$172K

P&I $2,257Tax $439Ins $150

6.50% 30yr, 20% down, county tax + MN ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

55038 is part of the Minneapolis-St. Paul-Bloomington, MN-WI metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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