Median home value in zip code 55049 (Medford, MN) is $303,495, up 2.7% year over year. Part of the Owatonna, MN metropolitan area.

Home Value$303,495

YoY Change

+2.7%

Prices rising — worse for buyers.

Affordability

Enter your income for 55049 (Medford).

Income (annual)

Down Payment

$60,699 on $303,495

Example: $75,000 household income. Change it above to see your own.

Stretch31.5% of income

Above 28% but manageable with cuts.

PITI$1,968

P/I31.5%

Afford$270K

Gap-$34K

P&I $1,535Tax $283Ins $150

6.50% 30yr, 20% down, county tax + MN ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

55049 is part of the Owatonna, MN metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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