Median home value in zip code 55104 (Saint Paul, MN) is $298,348, down 1.1% year over year. Part of the Minneapolis-St. Paul-Bloomington, MN-WI metropolitan area.

Home Value$298,348

YoY Change

-1.1%

Prices falling — better for buyers.

Affordability

Enter your income for 55104 (Saint Paul).

Income (annual)

Down Payment

$59,670 on $298,348

Example: $75,000 household income. Change it above to see your own.

Stretch31.2% of income

Above 28% but manageable with cuts.

PITI$1,952

P/I31.2%

Afford$267K

Gap-$31K

P&I $1,509Tax $293Ins $150

6.50% 30yr, 20% down, county tax + MN ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

55104 is part of the Minneapolis-St. Paul-Bloomington, MN-WI metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Minneapolis-St. Paul-Bloomington, MN-WI analysis

Want deeper metro-level analysis?Stress scores, crash risk, 12-month forecasts, and early warning signals for 195 US metros.

Try Free

Weekly briefing

Every Monday — score changes, top movers, and what shifted. Free.