Median home value in zip code 55362 (Monticello, MN) is $353,118, up 1.8% year over year. Part of the Minneapolis-St. Paul-Bloomington, MN-WI metropolitan area.

Home Value$353,118

YoY Change

+1.8%

Prices rising — worse for buyers.

Affordability

Enter your income for 55362 (Monticello).

Income (annual)

Down Payment

$70,624 on $353,118

Example: $75,000 household income. Change it above to see your own.

Out of reach36.5% of income

Need $97,843/yr to afford.

PITI$2,283

P/I36.5%

Afford$271K

Gap-$82K

P&I $1,786Tax $347Ins $150

6.50% 30yr, 20% down, county tax + MN ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

55362 is part of the Minneapolis-St. Paul-Bloomington, MN-WI metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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