Median home value in zip code 55381 (Silver Lake, MN) is $294,098, up 3.4% year over year. Part of the Hutchinson, MN metropolitan area.

Home Value$294,098

YoY Change

+3.4%

Prices rising — worse for buyers.

Affordability

Enter your income for 55381 (Silver Lake).

Income (annual)

Down Payment

$58,820 on $294,098

Example: $75,000 household income. Change it above to see your own.

Stretch30.6% of income

Above 28% but manageable with cuts.

PITI$1,912

P/I30.6%

Afford$269K

Gap-$25K

P&I $1,487Tax $274Ins $150

6.50% 30yr, 20% down, county tax + MN ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

55381 is part of the Hutchinson, MN metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Hutchinson, MN analysis

Want deeper metro-level analysis?Stress scores, crash risk, 12-month forecasts, and early warning signals for 195 US metros.

Try Free

Weekly briefing

Every Monday — score changes, top movers, and what shifted. Free.