Median home value in zip code 55431 (Bloomington, MN) is $370K, up 2.6% year over year. Part of the Minneapolis-St. Paul-Bloomington, MN-WI metropolitan area.

Full stress scores, AI analysis, and 12-month forecast: Minneapolis-St. Paul-Bloomington, MN-WI metro →

Home Value$369,772

YoY Change

+2.6%

AFFORDABILITY

Enter your income for 55431 (Bloomington).

Income (annual)

Down Payment

$73,954 on $369,772

Out of reach — 38.1% of income

Need $102,129/yr to afford.

PITI$2,383

P/I38.1%

Afford$272K

Gap-$98K

P&I $1,870Tax $364Ins $150

6.50% 30yr, 20% down, county tax + MN ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

55431 is part of the Minneapolis-St. Paul-Bloomington, MN-WI metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Minneapolis-St. Paul-Bloomington, MN-WI analysis

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