Median home value in zip code 55612 (Lutsen, MN) is $484,072, up 2.2% year over year.

Home Value$484,072

YoY Change

+2.2%

Prices rising — worse for buyers.

Affordability

Enter your income for 55612 (Lutsen).

Income (annual)

Down Payment

$96,814 on $484,072

Example: $75,000 household income. Change it above to see your own.

Out of reach48.8% of income

Need $130,714/yr to afford.

PITI$3,050

P/I48.8%

Afford$278K

Gap-$206K

P&I $2,448Tax $452Ins $150

6.50% 30yr, 20% down, county tax + MN ins. 28% per HUD.

Want deeper metro-level analysis?Stress scores, crash risk, 12-month forecasts, and early warning signals for 195 US metros.

Weekly briefing

Every Monday — score changes, top movers, and what shifted. Free.