Median home value in zip code 55616 (Two Harbors, MN) is $285,321, up 4.6% year over year. Part of the Duluth, MN-WI metropolitan area.

Home Value$285,321

YoY Change

+4.6%

Prices rising — worse for buyers.

Affordability

Enter your income for 55616 (Two Harbors).

Income (annual)

Down Payment

$57,064 on $285,321

Example: $75,000 household income. Change it above to see your own.

Stretch29.7% of income

Above 28% but manageable with cuts.

PITI$1,859

P/I29.7%

Afford$269K

Gap-$17K

P&I $1,443Tax $266Ins $150

6.50% 30yr, 20% down, county tax + MN ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

55616 is part of the Duluth, MN-WI metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Duluth, MN-WI analysis

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