Median home value in zip code 55616 (Two Harbors, MN) is $285K, up 4.6% year over year. Part of the Duluth, MN-WI metropolitan area.
Full stress scores, AI analysis, and 12-month forecast: Duluth, MN-WI metro →
Home Value$285,321
YoY Change
+4.6%
AFFORDABILITY6.50% 30yr, 20% down, county tax + MN ins. 28% per HUD.
Enter your income for 55616 (Two Harbors).
$57,064 on $285,321
Stretch — 29.7% of income
Above 28% but manageable with cuts.
PITI$1,859
P/I29.7%
Afford$269K
Gap-$17K
P&I $1,443Tax $266Ins $150
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Metro Analysis
55616 is part of the Duluth, MN-WI metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.
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