Zip Code

55616

Two Harbors, MNDuluth, MN-WI

Median home value in zip code 55616 (Two Harbors, MN) is $285K, up 4.6% year over year. Part of the Duluth, MN-WI metropolitan area.

Full stress scores, AI analysis, and 12-month forecast: Duluth, MN-WI metro →

Home Value$285,321
YoY Change
+4.6%
AFFORDABILITY

Enter your income for 55616 (Two Harbors).

$57,064 on $285,321
Stretch — 29.7% of income

Above 28% but manageable with cuts.

PITI$1,859
P/I29.7%
Afford$269K
Gap-$17K
P&I $1,443Tax $266Ins $150
6.50% 30yr, 20% down, county tax + MN ins. 28% per HUD.
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Metro Analysis

55616 is part of the Duluth, MN-WI metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Duluth, MN-WI analysis
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55616 (Two Harbors, MN) Housing Market | CrashWatch