Median home value in zip code 55724 (Cotton, MN) is $206,019, up 8.3% year over year. Part of the Duluth, MN-WI metropolitan area.

Home Value$206,019

YoY Change

+8.3%

Prices rising — worse for buyers.

Affordability

Enter your income for 55724 (Cotton).

Income (annual)

Down Payment

$41,204 on $206,019

Example: $75,000 household income. Change it above to see your own.

Affordable22.1% of income

Under the 28% guideline.

PITI$1,384

P/I22.1%

Afford$261K

Room+$54K

P&I $1,042Tax $192Ins $150

6.50% 30yr, 20% down, county tax + MN ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

55724 is part of the Duluth, MN-WI metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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