Median home value in zip code 55732 (Embarrass, MN) is $187,988, up 8.7% year over year. Part of the Duluth, MN-WI metropolitan area.

Home Value$187,988

YoY Change

+8.7%

Prices rising — worse for buyers.

Affordability

Enter your income for 55732 (Embarrass).

Income (annual)

Down Payment

$37,598 on $187,988

Example: $75,000 household income. Change it above to see your own.

Affordable20.4% of income

Under the 28% guideline.

PITI$1,276

P/I20.4%

Afford$258K

Room+$70K

P&I $951Tax $175Ins $150

6.50% 30yr, 20% down, county tax + MN ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

55732 is part of the Duluth, MN-WI metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Duluth, MN-WI analysis

Want deeper metro-level analysis?Stress scores, crash risk, 12-month forecasts, and early warning signals for 195 US metros.

Try Free

Weekly briefing

Every Monday — score changes, top movers, and what shifted. Free.