Median home value in zip code 55781 (Side Lake, MN) is $321,116, up 6.5% year over year. Part of the Grand Rapids, MN metropolitan area.

Home Value$321,116

YoY Change

+6.5%

Prices rising — worse for buyers.

Affordability

Enter your income for 55781 (Side Lake).

Income (annual)

Down Payment

$64,223 on $321,116

Example: $75,000 household income. Change it above to see your own.

Stretch33.2% of income

Above 28% but manageable with cuts.

PITI$2,073

P/I33.2%

Afford$271K

Gap-$50K

P&I $1,624Tax $300Ins $150

6.50% 30yr, 20% down, county tax + MN ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

55781 is part of the Grand Rapids, MN metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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