Median home value in zip code 55804 (Duluth, MN) is $339,210, up 7.1% year over year. Part of the Duluth, MN-WI metropolitan area.

Home Value$339,210

YoY Change

+7.1%

Prices rising — worse for buyers.

Affordability

Enter your income for 55804 (Duluth).

Income (annual)

Down Payment

$67,842 on $339,210

Example: $75,000 household income. Change it above to see your own.

Stretch34.9% of income

Above 28% but manageable with cuts.

PITI$2,182

P/I34.9%

Afford$272K

Gap-$67K

P&I $1,715Tax $317Ins $150

6.50% 30yr, 20% down, county tax + MN ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

55804 is part of the Duluth, MN-WI metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Duluth, MN-WI analysis

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