Median home value in zip code 55812 (Duluth, MN) is $335,393, up 3.8% year over year. Part of the Duluth, MN-WI metropolitan area.

Home Value$335,393

YoY Change

+3.8%

Prices rising — worse for buyers.

Affordability

Enter your income for 55812 (Duluth).

Income (annual)

Down Payment

$67,079 on $335,393

Example: $75,000 household income. Change it above to see your own.

Stretch34.5% of income

Above 28% but manageable with cuts.

PITI$2,159

P/I34.5%

Afford$272K

Gap-$64K

P&I $1,696Tax $313Ins $150

6.50% 30yr, 20% down, county tax + MN ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

55812 is part of the Duluth, MN-WI metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Duluth, MN-WI analysis

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