Median home value in zip code 55970 (Rose Creek, MN) is $284,598, up 7.1% year over year. Part of the Austin, MN metropolitan area.

Home Value$284,598

YoY Change

+7.1%

Prices rising — worse for buyers.

Affordability

Enter your income for 55970 (Rose Creek).

Income (annual)

Down Payment

$56,920 on $284,598

Example: $75,000 household income. Change it above to see your own.

Stretch32.3% of income

Above 28% but manageable with cuts.

PITI$2,021

P/I32.3%

Afford$246K

Gap-$38K

P&I $1,439Tax $432Ins $150

6.50% 30yr, 20% down, county tax + MN ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

55970 is part of the Austin, MN metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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