Median home value in zip code 55972 (Saint Charles, MN) is $346,054, up 2.0% year over year. Part of the Winona, MN metropolitan area.

Home Value$346,054

YoY Change

+2.0%

Prices rising — worse for buyers.

Affordability

Enter your income for 55972 (Saint Charles).

Income (annual)

Down Payment

$69,211 on $346,054

Example: $75,000 household income. Change it above to see your own.

Stretch35.6% of income

Above 28% but manageable with cuts.

PITI$2,223

P/I35.6%

Afford$272K

Gap-$74K

P&I $1,750Tax $323Ins $150

6.50% 30yr, 20% down, county tax + MN ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

55972 is part of the Winona, MN metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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