Median home value in zip code 55975 (Spring Valley, MN) is $260,542, down 0.4% year over year. Part of the Rochester, MN metropolitan area.

Home Value$260,542

YoY Change

-0.4%

Prices falling — better for buyers.

Affordability

Enter your income for 55975 (Spring Valley).

Income (annual)

Down Payment

$52,108 on $260,542

Example: $75,000 household income. Change it above to see your own.

Affordable27.4% of income

Under the 28% guideline.

PITI$1,711

P/I27.4%

Afford$266K

Room+$6K

P&I $1,317Tax $243Ins $150

6.50% 30yr, 20% down, county tax + MN ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

55975 is part of the Rochester, MN metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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