Median home value in zip code 55979 (Utica, MN) is $390,788, up 0.5% year over year. Part of the Winona, MN metropolitan area.

Home Value$390,788

YoY Change

+0.5%

Prices rising — worse for buyers.

Affordability

Enter your income for 55979 (Utica).

Income (annual)

Down Payment

$78,158 on $390,788

Example: $75,000 household income. Change it above to see your own.

Out of reach39.9% of income

Need $106,757/yr to afford.

PITI$2,491

P/I39.9%

Afford$275K

Gap-$116K

P&I $1,976Tax $365Ins $150

6.50% 30yr, 20% down, county tax + MN ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

55979 is part of the Winona, MN metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Winona, MN analysis

Want deeper metro-level analysis?Stress scores, crash risk, 12-month forecasts, and early warning signals for 195 US metros.

Try Free

Weekly briefing

Every Monday — score changes, top movers, and what shifted. Free.