Median home value in zip code 55981 (Wabasha, MN) is $274,491, up 2.5% year over year. Part of the Rochester, MN metropolitan area.

Home Value$274,491

YoY Change

+2.5%

Prices rising — worse for buyers.

Affordability

Enter your income for 55981 (Wabasha).

Income (annual)

Down Payment

$54,898 on $274,491

Example: $75,000 household income. Change it above to see your own.

Stretch28.7% of income

Above 28% but manageable with cuts.

PITI$1,794

P/I28.7%

Afford$268K

Gap-$7K

P&I $1,388Tax $256Ins $150

6.50% 30yr, 20% down, county tax + MN ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

55981 is part of the Rochester, MN metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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