Zip Code

55982

Waltham, MNAustin, MN

Median home value in zip code 55982 (Waltham, MN) is $270K, up 4.0% year over year. Part of the Austin, MN metropolitan area.

Full stress scores, AI analysis, and 12-month forecast: Austin, MN metro →

Home Value$269,628
YoY Change
+4.0%
AFFORDABILITY

Enter your income for 55982 (Waltham).

$53,926 on $269,628
Stretch — 30.8% of income

Above 28% but manageable with cuts.

PITI$1,922
P/I30.8%
Afford$245K
Gap-$24K
P&I $1,363Tax $409Ins $150
6.50% 30yr, 20% down, county tax + MN ins. 28% per HUD.
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Metro Analysis

55982 is part of the Austin, MN metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Austin, MN analysis
Want deeper metro-level analysis?Stress scores, crash risk, 12-month forecasts, and early warning signals for 195 US metros.
Try Free