Median home value in zip code 55982 (Waltham, MN) is $269,628, up 4.0% year over year. Part of the Austin, MN metropolitan area.

Home Value$269,628

YoY Change

+4.0%

Prices rising — worse for buyers.

Affordability

Enter your income for 55982 (Waltham).

Income (annual)

Down Payment

$53,926 on $269,628

Example: $75,000 household income. Change it above to see your own.

Stretch30.8% of income

Above 28% but manageable with cuts.

PITI$1,922

P/I30.8%

Afford$245K

Gap-$24K

P&I $1,363Tax $409Ins $150

6.50% 30yr, 20% down, county tax + MN ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

55982 is part of the Austin, MN metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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