Median home value in zip code 56034 (Garden City, MN) is $280,576, up 6.2% year over year. Part of the Mankato, MN metropolitan area.

Home Value$280,576

YoY Change

+6.2%

Prices rising — worse for buyers.

Affordability

Enter your income for 56034 (Garden City).

Income (annual)

Down Payment

$56,115 on $280,576

Example: $75,000 household income. Change it above to see your own.

Stretch29.3% of income

Above 28% but manageable with cuts.

PITI$1,831

P/I29.3%

Afford$268K

Gap-$12K

P&I $1,419Tax $262Ins $150

6.50% 30yr, 20% down, county tax + MN ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

56034 is part of the Mankato, MN metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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