Median home value in zip code 56096 (Waterville, MN) is $310,251, up 1.3% year over year. Part of the Minneapolis-St. Paul-Bloomington, MN-WI metropolitan area.

Home Value$310,251

YoY Change

+1.3%

Prices rising — worse for buyers.

Affordability

Enter your income for 56096 (Waterville).

Income (annual)

Down Payment

$62,050 on $310,251

Example: $75,000 household income. Change it above to see your own.

Stretch32.4% of income

Above 28% but manageable with cuts.

PITI$2,024

P/I32.4%

Afford$268K

Gap-$42K

P&I $1,569Tax $305Ins $150

6.50% 30yr, 20% down, county tax + MN ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

56096 is part of the Minneapolis-St. Paul-Bloomington, MN-WI metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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