Median home value in zip code 56097 (, MN) is $178,129, up 9.0% year over year. Part of the Albert Lea, MN metropolitan area.

Home Value$178,129

YoY Change

+9.0%

Prices rising — worse for buyers.

Affordability

Enter your income for 56097 (null).

Income (annual)

Down Payment

$35,626 on $178,129

Example: $75,000 household income. Change it above to see your own.

Affordable19.5% of income

Under the 28% guideline.

PITI$1,217

P/I19.5%

Afford$256K

Room+$78K

P&I $901Tax $166Ins $150

6.50% 30yr, 20% down, county tax + MN ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

56097 is part of the Albert Lea, MN metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Albert Lea, MN analysis

Want deeper metro-level analysis?Stress scores, crash risk, 12-month forecasts, and early warning signals for 195 US metros.

Try Free

Weekly briefing

Every Monday — score changes, top movers, and what shifted. Free.