Median home value in zip code 56209 (Atwater, MN) is $270,537, up 4.2% year over year. Part of the Willmar, MN metropolitan area.

Home Value$270,537

YoY Change

+4.2%

Prices rising — worse for buyers.

Affordability

Enter your income for 56209 (Atwater).

Income (annual)

Down Payment

$54,107 on $270,537

Example: $75,000 household income. Change it above to see your own.

Stretch28.3% of income

Above 28% but manageable with cuts.

PITI$1,770

P/I28.3%

Afford$267K

Gap-$3K

P&I $1,368Tax $253Ins $150

6.50% 30yr, 20% down, county tax + MN ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

56209 is part of the Willmar, MN metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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