Median home value in zip code 56301 (Saint Cloud, MN) is $306K, up 4.0% year over year. Part of the St. Cloud, MN metropolitan area.

Full stress scores, AI analysis, and 12-month forecast: St. Cloud, MN metro →

Home Value$305,613

YoY Change

+4.0%

AFFORDABILITY

Enter your income for 56301 (Saint Cloud).

Income (annual)

Down Payment

$61,123 on $305,613

Stretch — 31.7% of income

Above 28% but manageable with cuts.

PITI$1,981

P/I31.7%

Afford$270K

Gap-$36K

P&I $1,545Tax $285Ins $150

6.50% 30yr, 20% down, county tax + MN ins. 28% per HUD.

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Metro Analysis

56301 is part of the St. Cloud, MN metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View St. Cloud, MN analysis

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