Median home value in zip code 56303 (Saint Cloud, MN) is $233,990, up 2.9% year over year. Part of the St. Cloud, MN metropolitan area.

Home Value$233,990

YoY Change

+2.9%

Prices rising — worse for buyers.

Affordability

Enter your income for 56303 (Saint Cloud).

Income (annual)

Down Payment

$46,798 on $233,990

Example: $75,000 household income. Change it above to see your own.

Affordable24.8% of income

Under the 28% guideline.

PITI$1,552

P/I24.8%

Afford$264K

Room+$30K

P&I $1,183Tax $218Ins $150

6.50% 30yr, 20% down, county tax + MN ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

56303 is part of the St. Cloud, MN metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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