Median home value in zip code 56331 (Freeport, MN) is $369,395, up 3.0% year over year. Part of the St. Cloud, MN metropolitan area.

Home Value$369,395

YoY Change

+3.0%

Prices rising — worse for buyers.

Affordability

Enter your income for 56331 (Freeport).

Income (annual)

Down Payment

$73,879 on $369,395

Example: $75,000 household income. Change it above to see your own.

Out of reach37.8% of income

Need $101,271/yr to afford.

PITI$2,363

P/I37.8%

Afford$274K

Gap-$96K

P&I $1,868Tax $345Ins $150

6.50% 30yr, 20% down, county tax + MN ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

56331 is part of the St. Cloud, MN metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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