Median home value in zip code 56340 (Holdingford, MN) is $343K, up 2.6% year over year. Part of the St. Cloud, MN metropolitan area.

Full stress scores, AI analysis, and 12-month forecast: St. Cloud, MN metro →

Home Value$343,021

YoY Change

+2.6%

AFFORDABILITY

Enter your income for 56340 (Holdingford).

Income (annual)

Down Payment

$68,604 on $343,021

Stretch — 35.3% of income

Above 28% but manageable with cuts.

PITI$2,205

P/I35.3%

Afford$272K

Gap-$71K

P&I $1,735Tax $320Ins $150

6.50% 30yr, 20% down, county tax + MN ins. 28% per HUD.

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Metro Analysis

56340 is part of the St. Cloud, MN metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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