Median home value in zip code 56356 (New Munich, MN) is $199K, up 0.4% year over year. Part of the St. Cloud, MN metropolitan area.

Full stress scores, AI analysis, and 12-month forecast: St. Cloud, MN metro →

Home Value$199,093

YoY Change

+0.4%

AFFORDABILITY

Enter your income for 56356 (New Munich).

Income (annual)

Down Payment

$39,819 on $199,093

Affordable — 21.5% of income

Under the 28% guideline.

PITI$1,343

P/I21.5%

Afford$259K

Room+$60K

P&I $1,007Tax $186Ins $150

6.50% 30yr, 20% down, county tax + MN ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

56356 is part of the St. Cloud, MN metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View St. Cloud, MN analysis

Want deeper metro-level analysis?Stress scores, crash risk, 12-month forecasts, and early warning signals for 195 US metros.

Try Free