Median home value in zip code 56357 (Oak Park, MN) is $384,263, up 8.0% year over year. Part of the St. Cloud, MN metropolitan area.

Home Value$384,263

YoY Change

+8.0%

Prices rising — worse for buyers.

Affordability

Enter your income for 56357 (Oak Park).

Income (annual)

Down Payment

$76,853 on $384,263

Example: $75,000 household income. Change it above to see your own.

Out of reach39.2% of income

Need $105,086/yr to afford.

PITI$2,452

P/I39.2%

Afford$274K

Gap-$110K

P&I $1,943Tax $359Ins $150

6.50% 30yr, 20% down, county tax + MN ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

56357 is part of the St. Cloud, MN metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View St. Cloud, MN analysis

Want deeper metro-level analysis?Stress scores, crash risk, 12-month forecasts, and early warning signals for 195 US metros.

Try Free

Weekly briefing

Every Monday — score changes, top movers, and what shifted. Free.