Median home value in zip code 56362 (, MN) is $320K, up 4.1% year over year. Part of the St. Cloud, MN metropolitan area.

Full stress scores, AI analysis, and 12-month forecast: St. Cloud, MN metro →

Home Value$319,630

YoY Change

+4.1%

AFFORDABILITY

Enter your income for 56362 (null).

Income (annual)

Down Payment

$63,926 on $319,630

Stretch — 33% of income

Above 28% but manageable with cuts.

PITI$2,065

P/I33%

Afford$271K

Gap-$49K

P&I $1,616Tax $298Ins $150

6.50% 30yr, 20% down, county tax + MN ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

56362 is part of the St. Cloud, MN metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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