Median home value in zip code 56368 (Richmond, MN) is $357,372, up 2.3% year over year. Part of the St. Cloud, MN metropolitan area.

Home Value$357,372

YoY Change

+2.3%

Prices rising — worse for buyers.

Affordability

Enter your income for 56368 (Richmond).

Income (annual)

Down Payment

$71,474 on $357,372

Example: $75,000 household income. Change it above to see your own.

Out of reach36.7% of income

Need $98,186/yr to afford.

PITI$2,291

P/I36.7%

Afford$273K

Gap-$84K

P&I $1,807Tax $334Ins $150

6.50% 30yr, 20% down, county tax + MN ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

56368 is part of the St. Cloud, MN metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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