Median home value in zip code 56368 (Richmond, MN) is $357K, up 2.3% year over year. Part of the St. Cloud, MN metropolitan area.

Full stress scores, AI analysis, and 12-month forecast: St. Cloud, MN metro →

Home Value$357,372

YoY Change

+2.3%

AFFORDABILITY

Enter your income for 56368 (Richmond).

Income (annual)

Down Payment

$71,474 on $357,372

Out of reach — 36.7% of income

Need $98,186/yr to afford.

PITI$2,291

P/I36.7%

Afford$273K

Gap-$84K

P&I $1,807Tax $334Ins $150

6.50% 30yr, 20% down, county tax + MN ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

56368 is part of the St. Cloud, MN metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View St. Cloud, MN analysis

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