Median home value in zip code 56378 (Sauk Centre, MN) is $313,963, up 2.4% year over year. Part of the St. Cloud, MN metropolitan area.

Home Value$313,963

YoY Change

+2.4%

Prices rising — worse for buyers.

Affordability

Enter your income for 56378 (Sauk Centre).

Income (annual)

Down Payment

$62,793 on $313,963

Example: $75,000 household income. Change it above to see your own.

Stretch32.5% of income

Above 28% but manageable with cuts.

PITI$2,031

P/I32.5%

Afford$271K

Gap-$43K

P&I $1,588Tax $293Ins $150

6.50% 30yr, 20% down, county tax + MN ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

56378 is part of the St. Cloud, MN metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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