Median home value in zip code 56379 (Sauk Rapids, MN) is $295K, up 3.3% year over year. Part of the St. Cloud, MN metropolitan area.

Full stress scores, AI analysis, and 12-month forecast: St. Cloud, MN metro →

Home Value$294,869

YoY Change

+3.3%

AFFORDABILITY

Enter your income for 56379 (Sauk Rapids).

Income (annual)

Down Payment

$58,974 on $294,869

Stretch — 30.7% of income

Above 28% but manageable with cuts.

PITI$1,916

P/I30.7%

Afford$269K

Gap-$26K

P&I $1,491Tax $275Ins $150

6.50% 30yr, 20% down, county tax + MN ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

56379 is part of the St. Cloud, MN metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View St. Cloud, MN analysis

Want deeper metro-level analysis?Stress scores, crash risk, 12-month forecasts, and early warning signals for 195 US metros.

Try Free