Median home value in zip code 56387 (Waite Park, MN) is $247,472, up 3.0% year over year. Part of the St. Cloud, MN metropolitan area.

Home Value$247,472

YoY Change

+3.0%

Prices rising — worse for buyers.

Affordability

Enter your income for 56387 (Waite Park).

Income (annual)

Down Payment

$49,494 on $247,472

Example: $75,000 household income. Change it above to see your own.

Affordable26.1% of income

Under the 28% guideline.

PITI$1,632

P/I26.1%

Afford$265K

Room+$18K

P&I $1,251Tax $231Ins $150

6.50% 30yr, 20% down, county tax + MN ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

56387 is part of the St. Cloud, MN metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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