Median home value in zip code 56387 (Waite Park, MN) is $247K, up 3.0% year over year. Part of the St. Cloud, MN metropolitan area.

Full stress scores, AI analysis, and 12-month forecast: St. Cloud, MN metro →

Home Value$247,472

YoY Change

+3.0%

AFFORDABILITY

Enter your income for 56387 (Waite Park).

Income (annual)

Down Payment

$49,494 on $247,472

Affordable — 26.1% of income

Under the 28% guideline.

PITI$1,632

P/I26.1%

Afford$265K

Room+$18K

P&I $1,251Tax $231Ins $150

6.50% 30yr, 20% down, county tax + MN ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

56387 is part of the St. Cloud, MN metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View St. Cloud, MN analysis

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