Median home value in zip code 56431 (, MN) is $302K, up 3.5% year over year. Part of the Brainerd, MN metropolitan area.

Full stress scores, AI analysis, and 12-month forecast: Brainerd, MN metro →

Home Value$301,854

YoY Change

+3.5%

AFFORDABILITY

Enter your income for 56431 (null).

Income (annual)

Down Payment

$60,371 on $301,854

Stretch — 31.3% of income

Above 28% but manageable with cuts.

PITI$1,958

P/I31.3%

Afford$270K

Gap-$32K

P&I $1,526Tax $282Ins $150

6.50% 30yr, 20% down, county tax + MN ins. 28% per HUD.

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Metro Analysis

56431 is part of the Brainerd, MN metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Brainerd, MN analysis

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