Median home value in zip code 56435 (Backus, MN) is $275,549, up 4.1% year over year. Part of the Brainerd, MN metropolitan area.

Home Value$275,549

YoY Change

+4.1%

Prices rising — worse for buyers.

Affordability

Enter your income for 56435 (Backus).

Income (annual)

Down Payment

$55,110 on $275,549

Example: $75,000 household income. Change it above to see your own.

Stretch28.8% of income

Above 28% but manageable with cuts.

PITI$1,801

P/I28.8%

Afford$268K

Gap-$8K

P&I $1,393Tax $257Ins $150

6.50% 30yr, 20% down, county tax + MN ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

56435 is part of the Brainerd, MN metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Brainerd, MN analysis

Want deeper metro-level analysis?Stress scores, crash risk, 12-month forecasts, and early warning signals for 195 US metros.

Try Free

Weekly briefing

Every Monday — score changes, top movers, and what shifted. Free.