Median home value in zip code 56465 (Merrifield, MN) is $429,698, up 1.7% year over year. Part of the Brainerd, MN metropolitan area.

Home Value$429,698

YoY Change

+1.7%

Prices rising — worse for buyers.

Affordability

Enter your income for 56465 (Merrifield).

Income (annual)

Down Payment

$85,940 on $429,698

Example: $75,000 household income. Change it above to see your own.

Out of reach43.6% of income

Need $116,743/yr to afford.

PITI$2,724

P/I43.6%

Afford$276K

Gap-$154K

P&I $2,173Tax $401Ins $150

6.50% 30yr, 20% down, county tax + MN ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

56465 is part of the Brainerd, MN metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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