Median home value in zip code 56474 (Pine River, MN) is $271,347, up 3.5% year over year. Part of the Brainerd, MN metropolitan area.

Home Value$271,347

YoY Change

+3.5%

Prices rising — worse for buyers.

Affordability

Enter your income for 56474 (Pine River).

Income (annual)

Down Payment

$54,269 on $271,347

Example: $75,000 household income. Change it above to see your own.

Stretch28.4% of income

Above 28% but manageable with cuts.

PITI$1,775

P/I28.4%

Afford$268K

Gap-$4K

P&I $1,372Tax $253Ins $150

6.50% 30yr, 20% down, county tax + MN ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

56474 is part of the Brainerd, MN metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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